Coverage Options For Your Kids With The Affordable Care Act

As families continue to grow and as the Affordable Care Act becomes more prominent in people’s daily lives, it’s important as fathers and as the head of the household to remember how that affects your family.

Pre Affordable Care Act, insurance companies had the right to remove enrolled children at the age of 19, or occasionally older for full-time students. Now that the ACA is in effect, the majority of plans cover children/young adults up to the age of 26. There is a lot of wiggle room of the standards for your kids to remain on your plan until they hit 26. They can remain on your plan even if they are married, are not living with you, are full-time students, are not financially dependent on you, or are eligible to enroll in their employer’s plan. For a full list of Q&A’s when talking with your children about their enrollment process visit here.

To learn more about the Affordable Care Act visit

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Men, Learn How To Manage Your Health

As mentioned prior, men’s heart disease is the leading cause of death in the United States. More than half of deaths in heart disease in 2009 consisted of male victims. Detailed information and other statistics about men’s heart health are provided on the CDC’s website.

In addition to that, Men’s Health Magazine compiled an extremely intriguing perspective on the various and multiple reasons as to why American men die young. Everything from prostate cancer, to medical errors, to infectious disease, to diabetes and more is addressed.

Bringing up serious health issues in men is for a reason. In order to prevent these diseases controlling the lives of men, it’s important to be proactive in managing your health and to be aware. By completing routine tests, routine physicians visits and truly maintaining your health, you are taking a step towards taking control of your health. As the Affordable Care Act continues to evolve, it’s important to know how to move forward with taking control of your health. For example, knowing costs of treatments, lab tests and/or procedures upfront can help you make your healthcare as affordable as possible.

To learn more visit

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Celebrate Safety During National Safety Month

The National Safety Council celebrates National Safety Month each June to bring attention and highlight key safety issues. Each week features different topics, which are listed below:

Week 1: Prevent prescription drug abuse

Week 2: Stop slips, trips and falls

Week 3: Be aware of your surroundings

Week 4: Put an end to distracted driving

Bonus week: Summer safety

This year’s theme is, “Safety: It takes all of us.” It was inspired by the commitment to reduce risks of common safety issues. The National Safety Council encourages you, your family, your coworkers and your friends to find creative ways to reduce safety risks in all aspects of your life in hopes of avoiding preventable accidents and tragedies.

As we participate in supporting National Safety Month, we want to encourage you to reduce your health risks by evaluating your health. Explore the many helpful and informative tests we offer so that you can take control of your health.

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Men’s Health & The Affordable Care Act

The Affordable Care Act is affecting multiple groups of people in different ways. As June is Men’s Health Month, this gives an opportunity to shine a light on how men can potentially be affected by the ACA. It’s critical to begin by examining various categories of men’s healthcare, such as heart health and HPV- a not so common topic in men’s healthcare, to learn what to expect.

Heart Health
One of the most prominent issues is heart health. As heart disease is the leading cause of death among not only men, but women too, it’s important to proactively maintain heart health. There are numerous forms of the disease and results can range from heart attacks, heart failure and other serious, dangerous issues.

Men’s Health Magazine released an article discussing HPV in men. “A new study has found that more than two-thirds of healthy American adults have been infected with at least one strain of human papillomavirus (HPV), but a “delicate balancing” act across 109 different strains frequently renders the sexually-transmitted disease dormant and harmless.” 

It’s important to familiarize yourself and the men in your life with current healthcare news. As we continue to discuss related health issues in men, it’s vital to learn throughout these discussions how the Affordable Care Act affects your healthcare coverage, cost and care. To learn more visit

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What Everybody Ought To Know About HSA Funds

Have you asked yourself, “What exactly can my health savings account be used for?” The term “qualified expenses” can be vague, but is defined by the IRS to include medical care, prescription drugs, and payment for long term care. Let’s break it down.

HSA Resources explains in detail exactly what counts as a qualified expense in this extensive list. Some expenses to point out include:

  • Ambulance

  • Annual Physical

  • Blood Tests

  • Diabetic Supplies

  • Diagnostic Devices

  • Doctor’s Fees not covered by insurance

  • Laboratory Fees

  • Physical Examination

Utilizing your HSA funds is a resource that many people forget about. It helps you manage you and your family’s healthcare budget while taking control of your health.

Visit to learn more!

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Budget For Your Family’s Health

The way you managed your family’s healthcare budget has changed now that the Affordable Care Act is in action. It’s always a difficult task managing your family’s health, not to mention the cost that goes along with that. Maintaining your health savings account will help you to do just that.

Health savings accounts are funds set up by employers, but completely owned by you. You can deposit pre-tax money to pay for medical expenses that are considered qualified by the IRS. (See Publication 502 for specifics). The money is available as needed and is available on a HSA debit card or through reimbursements. You must have a High Deductible Health Plan and you cannot be covered by any other insurance plans to allow for contributions.

Your family benefits in multiple ways:

  • HSAs can be saved for future healthcare needs and if not used, can be passed on to heirs.

  • The unused money in the account earns tax-free interest.

  • Money deposited into your HSA reduces your taxable income.

HSAs give your family options when dealing with medical expenses. Lab tests are covered with HSAs and we accept HSA debit cards. Due to our upfront pricing, you can manage your lab testing budget easily. Visit to learn more.

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Manage Your Health Savings Account (HSA)

Now that the Affordable Care Act has gone into effect, managing your health savings account (HSA) is important to pay attention to. defines Health Savings Accounts as such: “A medical savings account available to taxpayers who are enrolled in a High Deductible Health Plan. The funds contributed to the account aren’t subject to federal income tax at the time of deposit. Funds must be used to pay for qualified medical expenses. Unlike a Flexible Spending Account (FSA), funds roll over year to year if you don’t spend them.”

You are able to use your HSA for any family member listed as a dependent on your taxes. A “qualified medical expense” can mean various things. This includes medical and dental expenses which can consist of the costs of diagnoses (lab tests), cure, mitigation or reduction of pain and costs for treatments.

To learn more, the IRS Publication 502 explains in greater detail. These things can add up if not properly managed. Knowing costs upfront is vital to managing your healthcare budget along with your HSA. We help to fill one of those holes due to our wide selection of lab tests with upfront pricing. You know exactly how much your test is before you get it done. This saves you many headaches and helps you to manage your HSA in its entirety.

Visit to learn more.

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How To Stop Hepatitis

In 2011, there were an estimated range of 2,700 actual new cases of Hepatitis A, 18,800 of Hepatitis B and 16,500 of Hepatitis C in the United States according to the Center for Disease Control. As these numbers continue to climb, join us in taking part in Hepatitis Testing Day, today, May 19 to stop that number from increasing. We are supporting the cause and hope you do too.

May has been deemed Hepatitis Awareness Month and in light of that, the CDC and its public health partners work hard to bring awareness to the epidemic and encourage people to get tested. It’s extremely important to get tested because if Hepatitis is left untreated, it can turn into serious health issues including liver failure. Another reason getting tested is so important is because the disease can remain dormant in your body for years without causing any symptoms. Don’t let it go unnoticed if you may be affected.

Check out the ABC’s of viral Hepatitis provided by the CDC to learn more and get tested today.

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Become Aware of Your Food Allergies

A surprising 15 million people are affected by food allergies. Allergic reactions to different kinds of food can affect the skin, gastrointestinal tract, the respiratory tract and sometimes even the cardiovascular system. Reactions are different for everyone, but if not properly treated can be threatening. Symptoms and timing of symptoms vary for each individual, which is why it’s so important to know your body.

Diagnosing an allergy on your own is not recommended, as the root of the allergy could be from something else other than your first inclination and can result in unnecessary dietary changes. Talking with an allergist and getting the recommended tests is the best way to determine the best plan of attack on your food allergies. We offer a selection of allergy tests that can help you with your food allergies.

“In 1998, the Food Allergy & Anaphylaxis Network, now FARE, created Food Allergy Awareness Week to educate the public about food allergies, a potentially life-threatening medical condition.” Learn more about how you can get involved with this year’s Food Allergy Awareness Week here.

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Stroke Awareness – It’s Preventable

May is an important month! We talked about the importance of allergy testing last week, and this week we want to shine a light on stroke awareness. May was designated by President George H. W. Bush as National Stroke Awareness Month. The National Stroke Association works hard each year to bring awareness of strokes in hopes to conquer them. Check out their resource center for programs, activities and tons of valuable information.

A stroke happens after a blood clot blocks an artery or when a blood vessel breaks. This causes interrupted brain flow to the brain. Brain cells begin to die and brain damage occurs when this happens.

“When brain cells die during a stroke, abilities controlled by that area of the brain are lost. These abilities include speech, movement and memory.  How a stroke patient is affected depends on where the stroke occurs in the brain and how much the brain is damaged.” -Read more from the National Stroke Association here.

Did you know that up to 80% of strokes are preventable?

In order to prevent a stroke, check out our PLAC® Test. It’s a test that measures an increased enzyme caused by inflamed arteries. It can help your physician assess your risk and susceptibility for heart attacks and stroke. Support National Stroke Awareness Month by getting informed, spreading the word and getting tested!

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